Big Tech has been moving into Utah's industry sector for the past two decades. This has caused an influx of rich people from out of state that can afford to pay cash for their houses. It runs up the prices of available housing and crowds Utahns out of the housing market. This is averse to Utah's build-yourself-up culture, where people can attain a sense of stability through traditional economic values such as savings, hard work, and frugality.
With estimates of 80% growth in housing prices over the next four decades, it only makes sense to create legislation to increase housing production in and around Utah's Silicon Slopes. This will keep prices lower by increasing the supply of housing in that area. We should also deter cash payments in paying the entire cost of the house. It causes immediate inflation, like a domino effect on the prices of other houses around it.